Terms & Conditions

Terms of Use

BY VISITING ISAACTUDU.COM, OR BY PURCHASING PRODUCTS FROM VITESHKOTIAN.COM, YOU ARE CONSENTING TO OUR TERMS OF SERVICE.

GENERAL

This site (the “Site”) is owned and developed by “ISAAC TUDU” (Proprietor of ”TUDU FINANCIAL SERVICES”, “COMPANY,” “we” or “us”). By utilizing the Site, you consent to be bound by these Terms of Service and to utilize the Site as per these Terms of Service, our Privacy Policy and any extra terms and conditions that may apply to explicit areas of the Site or items and administrations accessible through the Site or from COMPANY. Getting to the Site, in any way, regardless of whether robotized or something else, establishes utilization of the Site and your consent to be bound by these Terms of Service.

We maintain whatever authority is needed to change these Terms of Service or to force new conditions on utilization of the Site, when necessary, in which case we will post the updated Terms of Service on this site. By proceeding to utilize the Site after we post any such changes, you acknowledge the Terms of Service, as altered.

INTELLECTUAL PROPERTY RIGHTS

Our Limited License to You. 

This Site and every one of the materials accessible on the Site is the property of us and additionally our partners or licensors, and are ensured by copyright, trademark, and other protected innovation laws. The Site is given exclusively for your noncommercial use. You may not utilize the Site or the materials accessible on the Site in a way that establishes an encroachment of our rights or that has not been approved by us. All the more explicitly, except if unequivocally approved in these Terms of Service or by the proprietor of the materials, you may not alter, duplicate, imitate, republish, transfer, post, transmit, decipher, sell, make subsidiary works, misuse, or convey in any way or medium (counting by email or other electronic methods) any material from the Site. You may, in any case, now and again, download as well as print one duplicate of individual pages of the Site for your own, non-business use, given that you keep flawless all copyright and other exclusive takes note. 

Your License to Us. 

By posting or presenting any material (counting, without restriction, remarks, blog sections, photographs and recordings) to us through the Site, you acknowledge to the following : (I) that you are the proprietor of the material, or are making your posting or accommodation with the express assent of the proprietor of the material; and (ii) that you are thirteen years old or more. Likewise, when you submit or post any material, you are allowing us, and anybody approved by us, sovereignty free, never-ending, permanent, non-selective, unlimited, overall permit to utilize, duplicate, alter, transmit, sell, misuse, make subsidiary works from, disseminate, and additionally openly perform or show such material, in entire or to a limited extent, in any way or medium, presently known or in the future created, for any reason. The prior award will incorporate the privilege to misuse any exclusive rights in such posting or accommodation, including, yet not constrained to, rights under copyright, trademark, administration imprint or patent laws under any significant ward. Additionally, regarding the activity of such rights, you award us, and anybody approved by us, the privilege to recognize you as the creator of any of your postings or entries by name, email address or screen name, as we consider proper.

You recognize and concur that any commitments initially made by you for us will be considered a “work made for contract” when the work performed is inside the extent of the meaning of a work made for the contract in the Copyright Act of India, as changed. Thusly, the copyrights in those works will have a place with COMPANY from their creation. In this way, COMPANY will be esteemed the creator and select proprietor thereof and will reserve the option to abuse any of the majority of the outcomes and continues in any media, presently known or in the future concocted, all through the universe, in interminability, in all dialects, as COMPANY decides. If any of the outcomes and continues of your entries hereunder are not esteemed a “work made for contract” under the Copyright Act of India, as corrected, you thusly, without extra pay, permanently dole out, pass on and move to COMPANY every single restrictive right, including without impediment, all copyrights and trademarks all through the universe, in interminability in each medium, regardless of whether currently known or from this point forward conceived, to such material and all right, title and enthusiasm for and to all such exclusive rights in each medium, whether presently known or in the future contrived, all through the universe, in unendingness. Any posted material which are propagations of earlier works by you will be co-possessed by us. 

You recognize that COMPANY has the privilege however not the commitment to utilize and show any postings or commitments of any sort and that COMPANY may choose to stop the utilization and show of any such materials (or any segment thereof), whenever under any conditions.

LIMITATIONS ON LINKING AND FRAMING

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or link to any of the content of the Site, or incorporate into another website or other service any of our material, content or intellectual property.

DISCLAIMERS

All through the Site, we may give connections and pointers to Internet locales kept up by outsiders. Our connecting to such outsider destinations does not infer an underwriting or sponsorship of such locales or the data, items or administrations offered on or through the destinations. Also, neither we nor partners work or control in any regard any data, items or administrations that outsiders may give on or through the Site or on sites connected to by us on the Site.

In the event that pertinent, any sentiments, exhortation, articulations, administrations, offers, or other data or substance communicated or made accessible by outsiders, including data suppliers, are those of the separate creators or merchants, and not COMPANY. Neither COMPANY nor any outside supplier of data ensures the precision, culmination, or value of any substance. Moreover, COMPANY neither supports nor is in charge of the precision and unwavering quality of any sentiment, counsel, or proclamation made on any of the Sites by anybody other than an approved COMPANY agent while acting within his/her official limit.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED “AS May be” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. 

You concur consistently to safeguard, repay and hold innocuous THE COMPANY its offshoots, their successors, transferees, appointees and licensees and their particular parent and auxiliary organizations, specialists, partners, officials, chiefs, investors and workers of each from and against any cases, reasons for activity, harms, liabilities, expenses and costs, including legitimate charges and costs, emerging out of or identified with your break of any commitment, guarantee, portrayal or agreement put forward in this.

PURCHASES AND ONLINE COMMERCE

On the off chance that paying by check card, or Visa, you give us consent to naturally charge your acknowledge or platinum card as instalment for your Program, Product or Service with no extra approval, for which you will get an electronic receipt. 

If the instalment isn’t gotten by the date due, you will have a three (3) day period to make the instalment, generally the Program, Product or Services won’t proceed and we maintain all authority to stop your entrance quickly and forever. 

On the off chance that you neglect to make instalment in an opportune way as per these Terms of Use or willfully choose to pull back from our Programs, Products or Services whenever or in any way, shape or form, despite everything you will remain completely in charge of the full expense of the Programs, Products or potentially Services. 

All data acquired during your buy or exchange for our Programs, Products and Services and the majority of the data that you give as a feature of the exchange, for example, your name, address, strategy for instalment, Mastercard number, and charging data, might be gathered by both us and our instalment preparing organization. 

You consent to just buy products or administrations for yourself or for someone else for whom you are lawfully allowed to do as such or for whom you have acquired the express agreement to give their name, address, strategy for instalment, Mastercard number, and charging data. 

You consent to be monetarily in charge of all buys made by you or somebody following up for your sake. You consent to utilize our Programs, Products, Services, and Program Materials for real, non-business purposes just and not for theoretical, false, deceitful, or illicit purposes. 

Since we have a reasonable and unequivocal Refund Policy in these Terms of Use that you have consented to before finishing the purchase of any of our Programs, Products, or Services, we don’t endure or acknowledge any sort of chargeback risk or real chargeback from your Visa organization. If a chargeback is set on a purchase or we get a chargeback danger during or after your buy, we maintain whatever authority is needed to report the occurrence to every one of the three credits detailing organizations or to some other substance for consideration in any chargeback database or for posting as a reprobate record which could negatively affect your credit report score. The data announced will incorporate your name, email address, request date, request sum, and charging address. Chargeback abusers wishing to be expelled from the database will make the instalment for the measure of the chargeback. 

On the off chance that you make a buy from one of our members, or some other individual or organization through a connection gave on or through our Programs, Products or Services (“Merchant”), all data got during your buy or exchange and the majority of the data that you give as a component of the exchange, for example, your Visa number and contact data, might be gathered by the trader and their instalment preparing organization too. Your investment, correspondence or business dealings with any member, individual or organization on or through our Programs, Products or Services, and all buy terms, conditions, portrayals or guarantees related with instalment, discounts, and additionally, conveyance identified with your buy, are exclusively among you and the Merchant. You concur that we will not be mindful or subject to any misfortune, harm, discounts, or different issues of any kind that brought about as the aftereffect of such dealings with a Merchant.

Instalment handling organizations and Merchants may have security and information accumulation rehearses that are not quite the same as our own. We have no duty or risk for these autonomous arrangements of the instalment handling organizations and Merchants. What’s more, when you make certain buys through our Programs, Products or Services, you might be liable to the extra terms and states of an instalment preparing organization, Merchant or us that explicitly apply to your buy. For more data with respect to a Merchant and its terms and conditions that may apply, visit that dealer’s Website and snap-on its data connections or contact the Merchant straightforwardly.

You discharge us, our partners, our instalment handling organization, and Merchants from any harms that you bring about, and make a deal to avoid declaring any cases against us or them, emerging from your buy through or utilization of our Website or its Content.

REGISTRATION

To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, such as chat rooms, weblogs, or bulletin boards, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

PASSWORDS

If you need a username and password to use certain features of the Site, you will receive a username and password through the Site’s registration process. You are responsible for maintaining the confidentiality of the password and account and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

TERMINATION

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

OTHER

This Agreement shall be binding upon and inure to the benefit of COMPANY and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of COMPANY. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by COMPANY to any affiliated entity or any of its wholly-owned subsidiaries.

These Terms of Use shall be governed by and construed in accordance with the laws of the province of India and any dispute shall be subject to binding arbitration in India. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Terms & Conditions

The Online Payments and recurring card payments systems have been provided by “Tudu Financial Services” (website: https://www.isaactudu.com/) and its third party suppliers. The terms and conditions for this online payment system are subject to change at any time. All the changes will be made effective immediately. If you have any questions about the terms & conditions or Privacy Policy or Refund Policy, please contact “Tudu Financial Services”  via email addressed to [email protected]

All the payments of “Tudu Financial Services” using the Online Payment Facilities are subject to the terms & conditions as listed below:

·         You agree that while using the Online Payment facility you are authorized to use the Debit Card or Credit Card or Net Banking or UPI or EMI or Bank Transfer or Wallet Payment for the payment you are making.

·         Payments will be credited to Tudu Financial Services’ account.

·         To avail of the use of Online Payment system, you have to register with detailed information like name, contact details and other personal information for further process.

·         When you complete the Online Payment Form, funds will be deducted from your account in the selected currency. And it’s your responsibility to check with the card supplier that payment has been deducted.

·         “Tudu Financial Services” will confirm your payment details via email or SMS.

·         “Tudu Financial Services”  is not responsible for any delay in receipt of fee payment in “Tudu Financial Services ”.

·         Account due to incorrect account number or any other incorrect details entered by you. Neither “Tudu Financial Services”  can accept the liability if payment is declined or refused by the Debit/Credit Card supplier for any reason.

·         All Fees quoted are in Indian Rupees. Any currency conversion costs or any other charges incurred by you when making payment shall be borne by you.

·         “Tudu Financial Services”  will not be liable for any damages arising out of the use, inability to use or any other pages linked to the website.