Hassle Free Credit Programme

Hassle Free Credit Programme

  • Do you find Credit assessment as a big task?
  • Are you always dependent on seniors / colleague to get the guidance / clarification on credit proposal?
  • Do you think that working in credit area without much knowledge about the same will lead you in trouble?
  • Do you struggle when new customer approaches for credit requirement?
  • Are you working in Credit area but not able to understand banking credit related matters like Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, Working Capital Assessment (Fund based and Non-Find Based) and products like Cash Credit, Pre & Post Shipment Credit, Letter of Credit, Bank Guarantee, SBLC backed Buyer’s Credit, Buyers Credit, Term Loan appraisal covering Current Ratio, Debt to Equity Ratio, DSCR, ?
  • Are you a Banker / Finance Professional working on Project Funding for your clients?
  • Do you find it difficult to write a loan proposal?
  • Are you a Banker willing to enhance your career in Credit?
  • Then this course is for you – Hassle-Free Credit Programme for Bankers
  • Credit Assessment is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, – Repayment Capacity, Etc.         
  • Every Banker should have in-depth knowledge about the Credit Analysis Process because in day today activities they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers.
  • It would be difficult to go up in hierarchy without having fully conversant with Credit Analysis Process. 
  • Bank would generally put their employees on to the job before they get the required training/exposure. It is more evident in the area of Credit, where Bankers should have gone through the Credit learning process, because their one honest mistake could cost heavily not only him but banks also beyond imagination.
  • Hence, this course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process.  Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals. 
  • By taking this course, you will be able to Write Bank Loan Proposals with better clarity and confidence.
  • You will understand various technical matters written in Bank Loan Proposals.

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